(Full Content)

1. Introduction

ASSET SECURITIES (“Company”, “we”, “our”, “us”) respects your privacy and is committed to protecting personal data in compliance with Indian law including:

  • Information Technology Act, 2000
  • IT Rules, 2021
  • Applicable telecom and messaging regulations

This Privacy Policy explains how we collect, use, store, process, and protect your information when you use our Services.


2. Information We Collect

We may collect:

A. User Information

  • Name
  • Business name
  • Mobile number
  • Email address
  • Billing details

B. Device Information

  • IP address
  • Browser type
  • Operating system
  • Device identifiers

C. Cookies

  • Session cookies
  • Performance tracking cookies

D. Message Data

  • Message metadata
  • Delivery status
  • Template usage logs

We do not access private end-to-end encrypted message content on WhatsApp.


3. Purpose of Data Collection

We collect data to:

  • Provide messaging services
  • Verify accounts
  • Comply with Meta and RCS regulations
  • Improve service performance
  • Process payments
  • Respond to customer support queries

4. Consent for WhatsApp & RCS Data Processing

By using our Services, you confirm that:

  • You have obtained explicit opt-in from message recipients.
  • You consent to processing through WhatsApp and Google RCS systems.
  • You understand that telecom operators may process metadata for delivery purposes.

5. Legal Basis for Processing

We process personal data based on:

  • User consent
  • Contractual necessity
  • Legal compliance obligations
  • Legitimate business interests

6. How We Use Collected Data

Data may be used to:

  • Deliver business messages
  • Monitor compliance
  • Prevent fraud
  • Generate analytics
  • Maintain platform security

We do not sell personal data.


7. Data Retention & Deletion

We retain data:

  • For the duration of active service.
  • As required under Indian regulatory obligations.
  • For audit and compliance purposes.

Users may request deletion subject to legal retention requirements.


8. Data Sharing with Third Parties

We may share necessary data with:

  • WhatsApp
  • Google
  • Telecom operators
  • Payment processors
  • Government authorities when legally required

All third parties are contractually obligated to protect data.


9. Security Measures & Encryption

ASSET SECURITIES implements:

  • Secure server infrastructure
  • Firewall protection
  • Access control restrictions
  • Encryption standards where applicable
  • Periodic security audits

However, no system is 100% secure.


10. Cookies & Tracking Technologies

We use cookies to:

  • Improve user experience
  • Analyze traffic
  • Maintain sessions

Users may disable cookies via browser settings.


11. Data Transfer & Storage (India-Based)

Data is primarily stored in India. However, messaging data may pass through global infrastructure operated by Meta or Google.

Cross-border transfers comply with applicable legal safeguards.


12. User Rights

Users may request:

  • Access to their data
  • Correction of inaccurate data
  • Deletion (subject to compliance requirements)
  • Withdrawal of consent

Requests may be submitted via email.


13. Policy for Children

Our Services are not intended for individuals under 18 years of age.

We do not knowingly collect data from minors.


14. Updates to Privacy Policy

ASSET SECURITIES may update this Privacy Policy periodically. Updated versions will be published on our website.

Continued use constitutes acceptance.


15. Governing Law (India)

This Privacy Policy is governed by Indian law. Courts in Pune, Maharashtra shall have jurisdiction.


16. Contact Information

ASSET SECURITIES
A-27, 54/1/98, Suyog Colony
Vinayak Nagar, Pimple Gurav
Pune – 411061
📞 8983334445
📧 sangram.jagtap12@gmail.com